Providing customer credit

Protect your business from the risk of non-payment.

Late payments or non-payments by customers can quickly put your company under financial pressure. Credit insurance helps maintain a stable cash flow and ensures smoother business operations.

“Does this sound familiar?”

1. Is there a constant risk that customers won’t pay their invoices?
2. Could you attract new customers with deferred payment terms, but are you worried about non-payment?
3. Do you spend too much time on debt collection instead of building your business?
4. Would you like to export, but are there significant uncertainties with foreign customers?

Why is it worth taking out credit insurance?

1. Compensation + collection in one: after reporting a non-payment, the insurer handles the collection, and if unsuccessful, reimburses you according to the contract (up to 90% of the invoice amount plus VAT as an advance payment).
2. Increased sales: You can offer deferred payment terms to new partners with greater confidence.
3. Export protection: Even for deferred-payment invoices issued to foreign buyers.
4. Easier financing: banks and factoring companies typically view insured receivables more favorably.
5. Improved payment behavior: late payments often decrease at companies with insurance.
6. Receivables management even for uninsured customers: in certain cases, the insurer can assist in managing such debts for a success fee.
7. Integration: credit insurance (and, optionally, a company information system) can be integrated with your own corporate system.
8. Advance payment protection for suppliers: If you need to pay in advance before the goods are in your possession, you can insure that advance payment.
9. VAT protection: For domestic transactions, the insurance covers the invoice amount plus VAT, as specified in the contract.

Learn more about how you can protect your company from the risks of non-payment!

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